Leasing for New Start-up Businesses
Most leasing providers ask for three years of accounts. We don’t — this route is built for growing Scottish companies that haven’t had time to build that history yet.
Standard business leasing criteria can shut out exactly the companies that need vehicles most: new Scottish start-ups without three years of filed accounts behind them.
Our start-up route looks at your application on its own merits rather than insisting on a trading history you simply haven’t had time to build, so a recent incorporation date doesn’t automatically mean a decline.
Once you’re approved, you get the same access to car and van subscriptions, short-term leases and long-term hire as any established business customer.
More detail on Cocoon Vehicles →Key Features
Applications are assessed without the standard multi-year trading history requirement.
Access our full range, from flexible subscriptions through to long-term contract hire.
Add vehicles to your fleet as your new business wins more work.
Depending on your application, a director’s personal guarantee may be required — we’ll confirm this upfront.
Is this right for you?
Newly incorporated Scottish limited companies
Sole traders scaling up into a limited company
Start-ups needing their first company vehicle
Growing businesses without 3 years of accounts yet
New Start-ups — Live Availability
New Start-ups FAQs
How long does my company need to have been trading?+
There’s no fixed minimum — this route exists precisely because new start-ups don’t have three years of accounts yet. Every application is assessed on its own merits.
Will I be asked for a personal guarantee?+
Possibly, depending on your application — our team will confirm this as part of the quote process.
Can a start-up lease more than one vehicle?+
Yes, subject to status — many start-ups begin with one vehicle and add more as the business grows.
Ready to talk New Start-ups?
Our team will talk you through the realistic options for your situation — no pressure, no jargon.